Reviewing Your Policy: A Q&A with Morgan Scheibel
As a responsible policyholder, it is important to periodically review your insurance policy to ensure that it still meets your current needs and provides adequate coverage. However, many people do not know what questions to ask their insurance agent during a policy review. To help you get the most out of your policy review, we…Read More
5 Trends in Home and Auto Insurance
5 insurance trends to keep in mind when choosing a plan As our lives become more complex and unpredictable, home and auto insurance are becoming more important than ever before. With so many options available, it can be difficult to know where to start when it comes to choosing the right coverage for your needs.…Read More
5-Way Insurance Bundles: How it can Save You Money
The benefits of insurance bundling When it comes to insurance, bundling is one of the smartest moves you can make. Bundling refers to purchasing multiple insurance policies from the same insurer, and it’s a popular way to save money on insurance premiums. Morgan Scheibel is an experienced insurance agent who can help you bundle your…Read More
Insurance Bundling: How it can Save You Money
With insurance rates on the rise, one of the questions we answer the most right now is, “How can I saveon my policy?” The first thing we recommend is an insurance review. If you haven’t had a policy reviewin a few years, there could be options for saving that you are missing. Give us a…Read More
What to Consider When Purchasing Your First Auto Policy
Buying your first car is an important milestone. The independence that comes with having your own set of wheels is a great privilege. At the same time, being a car owner means you’ve got an important choice to make: What coverages do you need in your first “on your own” car insurance policy? It’s tempting…Read More
What Happens if Someone Drives Your Car and they Get in An Accident?
Contrary to popular belief, car insurance typically follows the car — not the driver. If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverage in your policy. The claim would go on your insurance record and…Read More
Should You Consider Comprehensive Coverage with Your Auto Insurance Policy?
Fallen limbs or trees can do serious damage to your vehicle. Car insurance may help cover tree damage if you have comprehensive coverage on your auto insurance policy. Comprehensive coverage helps pay to repair or replace your vehicle if it’s damaged or destroyed by falling objects, like a tree. HOW DOES COMPREHENSIVE COVER TREE DAMAGE?…Read More
Insurance through the Ages – What Insurance Do You Need Each Stage of Your Life?
Insurance isn’t the most thrilling to think about, but it’s necessary for protecting yourself, your family, and your wealth. Accidents, illnesses, and disasters happen all the time. At worst, events like these can plunge you into deep financial ruin if you don’t have insurance to fall back on. Insurance is largely personal, though, and the…Read More
The Five Most Common Types of Car Insurance And How to Know What’s Right for You
The five most common types of car insurance are auto liability coverage, uninsured and underinsured motorist coverage, comprehensive coverage, collision coverage, medical payments, and personal injury protection. Some of these coverages may be mandatory while some are only optional. Even if a type of coverage is not required, it may still be available to purchase…Read More
Eight Things that Impact the Cost of Auto Insurance
From a driver’s perspective, understanding how car insurance companies set prices can be puzzling. Auto insurance companies use multiple pricing factors to determine your risk, meaning how likely it will be that you’ll file a car insurance claim. The lower your perceived risk, the better your car insurance rates. Factors That Affect Your Car Insurance…Read More